Get all your financing ducks in a row so you can buy the home you love—faster. Set goals, save up, get advice, then buy that home. All in the Lower app.
The Lower app is the perfect companion to your favorite home-shopping spots. Find the home you love, then build the roadmap to purchase within the Lower app.
“I couldn’t have asked for a better experience with Lower!” 4.9
Monitor your credit score and watch it climb as you decrease your debt.
Compare renting to buying and calculate how much home you can afford.
Decide your purchase date and save with easy recurring deposits.
Chat with a trusted loan advisor and get the best loan and rate for you.
Crush your down payment goals faster with Lower's High-Yield .75% APY HomeFund. It's FDIC Insured keeping your money safe and growing until you're ready to buy.
Lower the barrier to owning that dream home with $1000 in HomeCash. For every dollar you save we'll match it, putting you even closer to your goal.
We all need a guide when making big life decisions like buying a home. Your dedicated Lower Advisor is your trusted friend in the mortgage business.
Once you've hit your financial goals, it's time to buy that home. We'll help you identify the right loan, get qualified, and find you the best rate.
Jill — Verified App User